Halal investing options

 Here’s a comparison table of halal investment platforms, including ROI estimates, fees, coverage, and key features:

Platform	ROI (Est. Avg. p.a.)	Fees (Management + Other)	Coverage (Assets)	Key Features	Availability
Wahed Invest	6%–10% (equities)	0.49%–0.99% + ETF fees (~0.50%)	Global ETFs, Sukuk, Gold	Robo-advisor, Sharia-certified	US, UK, UAE, MY, etc.
Islamicly	7%–12% (stocks/ETFs)	0.24%–0.75%	GCC & Global Stocks, ETFs	Direct stock investing, low fees	UAE, KSA, UK, US
Yielders (P2P)	5%–8% (fixed)	1%–2% service fee	UK/EU Property & SMEs	Rent-based profit, illiquid	UK, EU
Blossom Finance	4%–6% (sukuk)	0%–1% (varies)	Short-term Sukuk	Ethical projects, low minimum	US, Global
Saturna Capital(Amana Funds)	8%–12% (long-term)	0.75%–1.25% (fund fees)	US & Global Equities	DIY mutual funds, low-cost	US
Zoya(Screening)	N/A (DIY)	Free (premium features paid)	Global Stocks	Sharia stock screener	Worldwide

Key Takeaways:

1. Highest ROI Potential:
• Saturna (Amana Funds) and Islamicly (for stock picking).
• Yielders (fixed returns but higher risk).
2. Lowest Fees:
• Islamicly (0.24%–0.75%) and Blossom (some 0-fee options).
• Wahed is more expensive (~0.99% + ETF fees).
3. Best for Hands-Off Investors:
• Wahed (robo-advisor) or Blossom (sukuk).
4. Best for Active Investors:
• Zoya + Brokerage (DIY stock picking).